A free credit report is a report of a person or company's past buying, credit, borrowing, repaying, and credit account history. It is used for a number of reasons such as buying a home, renting an apartment, asking for credit, applying for a loan, and in buying insurance and cellphone service. Credit reports can be obtained for free and there are a number of reasons why everyone should get a free credit report.

Why Should a Person Get a Free Credit Report

A free credit report has many of the same features as a paid credit report. Free credit reports show the credit history, number of accounts, amount of debt, and types of delinquencies of the person requesting the report. Credit reports also show a person which companies have requested a credit report about the