Unlike the U.S., Canada allows its residents to request a free copy of their credit reports from each credit reporting agency as often as they please. This helps Canadians stay on top of minor changes to their credit files that could impact their ability to obtain financing, insurance or a new credit card.
Order Free Credit Reports In Canada via Mail
While Canadian citizens may request a copy of their credit report online, the credit bureaus charge a fee for providing this service. In order to obtain a truly free, no-strings-attached, copy of their credit files, Canadians must make the request via mail.
The Canadian credit reporting agencies, TransUnion and Equifax, offer online request forms for interested individuals to download and print. Known as a “consumer disclosure,” these forms allow the credit bureaus to quickly access the correct consumer credit record and mail it to the requester.
