You probably realize that you aren't exactly holding all the aces. Having no job, bad credit or no credit history puts you into the category of very high risk prospective customer, which seriously limits your options. However, there are specialist credit cards for unemployed people that you may qualify for.

Whether you're searching for a way to manage your finances, pay for goods and services or fix your credit score, you do have options. Unsecured cards have low credit limits and high fees, but secured and pre-paid credit cards are a viable alternative for the out of work.

Pre-approved Offers from Your Bank for Credit cards with No Job

Leading banks provide unemployed credit card offers to good existing customers. If you log-in to your account, there's a "pre-approved offers" section. This will cover things that you already qualify for, such as an increase to your overdraft facility, unsecured loans and charge cards.